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Frequently Asked Questions
Yes, this Second Chance Checking Account† is available to anyone inside the United States who is a U.S. citizen. We open second chance accounts nationwide every day.
Click here to learn more about how to apply for Peoples Cash Solutions Second Chance Checking†.
No, there are no monthly maintenance fees.
Yes, you will receive a real checkbook with your own personal checks.
Yes, you will receive your own personal MasterCard debit card.
Yes, you can apply for a joint Second Chance Checking Account. You each will have to fill out an application and you both will have to supply all the required documents. Please identify your application as being a joint Second Chance Checking application.
No, this is not a credit card & credit does not apply.
No, this is not a pre paid card. This is a real checking account with a free checkbook, free MasterCard debit card, free online banking, free online bill pay, plus many other free benefits.
Once Peoples Bank receives your application and begins processing, they will send you an email to the email address you provided on your application.
You will typically receive your welcome packet and checkbook in 5-7 business days from the date of your approval email. Your MasterCard typically arrives in 7-14 business days from the date of the approval letter. Your PIN typically arrives 1-2 days after you receive your MasterCard. Most of our clients receive all of their banking tools in 7-14 business days from the date of the approval email.
No, there are no signature-based fees, PIN-based transaction fees, or per check writing fees.
Go to www.pbparis.com and enter in your access information provided to you in your welcome packet.
Anywhere MasterCard is accepted worldwide at millions of stores, ATM’s, gas stations, online stores, supermarkets, hotels…. Anywhere MasterCard is accepted.
Yes, anywhere MasterCard, Pulse, Cirrus and Maestro are accepted.
This is a free Second Chance Checking Account† with many free features. Please visit our disclosure page for a full list of account fees. Some fees may or may not apply to you and some fees are only incurred if you use those services.
We recommend using direct deposit because it is the fastest, cheapest and safest way to add funds, but there are several other ways to fund your Second Chance Checking Account†. So, please visit our “how to deposit funds” page for more information on depositing options.
No, there is no limit and you can put as much money into your checking account as you want.
Yes, your Second Chance Checking Account† is held at an FDIC insured bank and your individual accounts are insured up to $250,000.00.
Immediately call Peoples Bank's toll free line at 1-800-454-5688. Peoples Bank will cancel your card and issue you a new one. There is a $10.00 fee for card replacement.
Please email us at customerservice@peoplescashsolutions.com
Click here to submit a question to the appropriate department and someone will respond to your question(s) as soon as possible.
