You will receive all of your Second Chance Checking Account† information, including the checkbook, within 5-7 business days after your account is approved and opened. The MasterCard Debit Card and PIN mailer will arrive separately within 7-14 days after account opening. The account opening deposit you mailed in with your application will be deposited into your Second Chance Checking account∆.
A minimum of at least $30.00 for an account opening deposit. Your account opening deposit must be received in the form of cash, check or money order. (All money orders MUST be made payable to you.)
A legible copy of an unexpired government-issued ID with your current address.
If your address does not match the one listed on your ID, please send in a copy of a recent utility bill or a paystub. We will need to see both your name and current address on the same document to verify your address. If we are unable to verify your current address you will not be approved.
Please be sure to send in at least $30.00 along with your application to deposit into and activate your second chance checking account. Your account opening deposit must be received in the form of cash, check or money order. (All money orders MUST be made payable to you.) We cannot accept credit cards to use for your account opening deposit. All deposits are subject to our funds availability schedule (see “Your Ability To Withdraw Funds” in the account disclosure).
Please be sure to sign and date the application and include a legible copy of your photo ID.
Your account will not be processed until Peoples Bank receives the application, required documentation, and an initial deposit of at least $30.00. The approval process is subject to the US Patriot Act.
Overnight Mail: Peoples Bank, 35 South Plaza, Paris, Texas 75460
Regular Mail: Peoples Bank, PO Box 1750, Paris, Texas 75461
I have read and accepted the Disclosure and agree to receive it electronically. (If you would like to obtain a hard copy of the disclosure, please call Peoples Bank at 903-783-3800 or write to Peoples Bank, PO Box 1750, Paris, Texas 75461.)
