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YOU WILL BE APPROVED AS LONG AS WE HAVE RECEIVED THE FOLLOWING°∆:

  • A completed application.
  • A minimum of at least $30.00 for an account opening deposit. Your account opening deposit must be received in the form of cash, check or money order. (All money orders MUST be made payable to you.)
  • A legible copy of an unexpired government-issued ID with your current address.
  • If your address does not match the one listed on your ID, please send in a copy of a recent utility bill or a paystub. We will need to see both your name and current address on the same document to verify your address. If we are unable to verify your current address you will not be approved.
  • Please be sure to send in at least $30.00 along with your application to deposit into and activate your second chance checking account. Your account opening deposit must be received in the form of cash, check or money order. (All money orders MUST be made payable to you.) We cannot accept credit cards to use for your account opening deposit. All deposits are subject to our funds availability schedule (see “Your Ability To Withdraw Funds” in the account disclosure).
  • Please be sure to sign and date the application and include a legible copy of your photo ID.
  • Your account will not be processed until Peoples Bank receives the application, required documentation, and an initial deposit of at least $30.00. The approval process is subject to the US Patriot Act.

Where to mail your application, once completed

Overnight Mail: Peoples Bank, 35 South Plaza, Paris, Texas 75460

Regular Mail: Peoples Bank, PO Box 1750, Paris, Texas 75461


I have read and accepted the Disclosure, E-Sign Agreement, and Privacy Policy and agree to receive them electronically. (1. I can access and read this Electronic CONSENT TO CONDUCT TRANSACTIONS ELECTRONICALLY AND TO RECEIVE ELECTRONIC DISCLOSURES AND NOTICES document; and 2. I can print on paper the disclosure and signature card or save or send the disclosure and signature card to a place where I can print it, for future reference and access; and 3. Until or unless I notify Peoples Bank as described above, I consent to receive, through electronic means, all notices, disclosures, authorizations, acknowledgements, and other documents that are required to be provided or made available to me by Peoples Bank during the course of my relationship with you. If you would like to obtain a hard copy of the disclosure, please call Peoples Bank at 903-783-3800 or write to Peoples Bank, PO Box 1750, Paris, Texas 75461.)



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